Terms of Use

Last updated: 23 September 2026

1. Who we are and what these terms cover

These terms govern your use of the websites and applications that Yield Network operates and makes available subject to these terms, together with their pages and subpages (together, the "Sites").

The Sites are operated by YieldNet Labs Inc., a corporation organised under the laws of the Republic of Panama ("Yield Network", "we", "us", "our").

By accessing or using the Sites, by submitting a form on them, or by otherwise dealing with us through them, you accept these terms. Where the Sites present these terms for acceptance, you accept them by the act the Sites specify, and we may record that act and the version accepted. If you do not accept these terms, do not use the Sites.

Your attention is drawn in particular to section 13, which limits our liability to you, to section 14, which requires you to indemnify us, and to section 16, which requires disputes to be resolved by arbitration in Singapore on an individual basis only and imposes time limits on claims.

These terms are the current terms of use for the Sites. They replace every earlier version and they take effect when published on the Sites.

2. What the Sites are

Yield Network publishes information about onchain liquidity programs operated by third parties (each a "program"), which may be shown on the Sites as mandates. Issuers, meaning chains, protocols, asset managers, tokenized-product issuers and similar counterparties, may engage Yield Network to help structure a program and to prepare and publish information about it on the Sites. The Sites may describe those programs, may allow eligible allocators to request access to full terms and documents, and may allow them to register a wallet address for a program. An "allocator" is a person who may allocate capital to a program, and an "eligible allocator" is an allocator to whom the Sites are available under section 4 and who meets any conditions the issuer may set.

We may be remunerated by an issuer in connection with a program described on the Sites. That remuneration may take the form of a fixed fee, a fee for work done, a periodic fee, or a fee calculated by reference to amounts allocated to a program, and we may change its form or its amount at any time. You may ask us at legal@yieldnetwork.io whether we may be remunerated in connection with a particular program and on what basis, and we may tell you, though we are not obliged to, and any answer we give is subject to sections 12, 13 and 17. We do not charge you a fee for the use of the Sites, and you should assume that our interests and yours may differ.

Yield Network does not operate, manage, sponsor or guarantee any program, vault or product described on the Sites. We do not undertake that any program runs on any particular infrastructure, under any particular terms, or subject to any particular eligibility, know-your-customer or know-your-business requirement, and you should read the issuer's own terms. Yield Network does not solicit, custody, route or transmit funds or digital assets, does not hold or have access to your private keys, and does not execute transactions for you. We do not receive any deposit you may make.

Yield Network is not a bank, broker, dealer, placement agent, underwriter, exchange, investment adviser, investment manager, fund manager, custodian, depositary, trustee, insurer or guarantor, is not licensed or registered in any of those capacities in any jurisdiction, and does not hold itself out as any of them.

3. Not an offer, and not advice

Nothing on the Sites is an offer, invitation, inducement or solicitation to buy, sell, subscribe for or deal in any asset, product, program or interest, in any jurisdiction, and nothing on the Sites forms the basis of any contract or commitment. Information about a program is published so that eligible allocators can make their own assessment.

Yields, rates, targets, capacities, sizes, fees, term lengths and other figures shown on the Sites for a program are figures we may publish as they are given to us. We may label a figure with a basis, such as target, projected, fixed or variable, but we do not undertake to do so. They may be estimates, or descriptions of an issuer's own terms. They are not promises by Yield Network, and they can change. Where a figure is stated as at a date, it is given as at that date only, we do not undertake to update it, and it may have changed since. Capital is at risk. Past performance does not indicate future results.

Yield Network does not give investment, legal, tax, accounting or regulatory advice, does not make any recommendation, and owes you no advisory or fiduciary duty. Nothing on the Sites takes account of your objectives, circumstances or needs. Take your own advice before you participate in any program.

Risks you accept. Participating in a program means putting digital assets at risk, and you accept that risk when you do it. You may lose some or all of what you deposit. Digital assets are volatile and a position may be reduced or closed automatically by the rules written into the contracts that hold it. The software a program runs on may contain errors or be exploited, and the protocols, bridges, oracles and networks it depends on may fail, be attacked, change their rules, fork, halt or become congested. A token meant to hold a fixed value may stop holding it. A market may become illiquid, so that leaving a position is expensive or impossible for a time. Keys, devices and wallet software can be lost, stolen or compromised, and what is lost that way may be gone for good. The law that applies to these programs and to the assets in them is still developing and may change, including in ways that affect whether you may take part at all and what tax you owe. Nothing described on the Sites is offered to you as a bank deposit or a savings product, and we do not tell you that anything described on the Sites is insured or guaranteed by any government, deposit guarantee scheme or investor compensation scheme, or that it is capital protected. Check the issuer's own terms. These systems are new, and there may be risks that have not been identified.

4. Who may use the Sites

You may use the Sites only if you are at least 18 years old and have the capacity and authority to enter into binding agreements.

The Sites and the programs described on them are available only to professional, institutional and otherwise eligible allocators, and are not available to, and may not be accessed or used by, any person acting wholly or mainly outside that person's trade, business, craft or profession. Each program carries its own eligibility conditions set by the issuer, which may exclude persons in particular jurisdictions.

The Sites are also not available to, and may not be accessed or used by:

(a) any U.S. person as defined in Regulation S under the U.S. Securities Act of 1933, or any person acting for the account or benefit of a U.S. person;

(b) any person in the United Kingdom, other than a person to whom a communication of the kind concerned may lawfully be made under the Financial Services and Markets Act 2000 and the orders made under it, which includes a person who is an investment professional within the meaning of article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 and a person falling within article 49(2) of that Order;

(c) any person domiciled, resident or located in the Republic of Panama, and any entity organised under the laws of the Republic of Panama, other than Yield Network itself;

(d) any person in a jurisdiction where accessing or using the Sites, or participating in a program, would be contrary to law; or

(e) any person in a jurisdiction that we have chosen not to make the Sites available to, as we may indicate on the Sites from time to time.

The Sites, and the information on them, are directed only at the persons to whom this section permits them to be made available. Persons who do not fall within that description should not rely on the Sites or on anything on them, and the matters described on the Sites are available only to persons who do fall within it.

If any of the above applies to you, you are not permitted to access the Sites, to request access to a program or to register for one, and any request or registration you submit is of no effect, and we may in addition treat it as void. That a request or registration is of no effect does not affect your acceptance of these terms, which continue to bind you and to govern your use of the Sites and any dealing between you and us whether or not this section permitted that use or dealing, and does not affect any representation you gave under section 5, any obligation you owe under section 8, or the indemnity in section 14, each of which applies to that request or registration as if it had been effective.

This section does not prevent a person from sending us a request about their own personal data. Our Privacy Notice describes how we may handle such a request and the rights that may apply to it. Nothing in this paragraph is an undertaking to act on any other communication from a person to whom this section applies, and it does not permit that person to access the Sites, to request access to a program or to register for one.

The restrictions in this section are stated for the avoidance of doubt. They are not an admission that anything on the Sites is an offer, a security or a regulated product, and they do not alter section 3. We may from time to time choose to operate access controls, geographic controls or screening for the purpose of giving effect to these restrictions, and we may choose not to. Nothing in these terms is a representation that we operate any control, that any control exists, or that any control is or will be effective, and our use of any control gives you no right and does not mean that any person, wallet or program has been checked.

You may not use the Sites if you, any person who controls you, any person you control, or any person for whose account or benefit you act, is subject to sanctions administered by the United Nations, the United States, the European Union, the United Kingdom, the Cayman Islands, Singapore, the Republic of Panama or any other competent authority, or is located or resident in a jurisdiction that is itself the subject of such sanctions.

5. Access requests and registrations

When you submit an access request or a registration, you represent that the information you give is accurate and complete, that you are authorised to act for the person or entity you name, that you are acting for your own account or for an account you are authorised to represent, and that every confirmation you give, including any confirmation of eligibility or of status under Regulation S, is true when given and remains true.

You further represent that neither you nor any person for whose account or benefit you act is a person described in the sanctions paragraph of section 4, that the funds or digital assets you may deposit into a program are lawfully yours or lawfully at your disposal and do not derive from unlawful activity, and that your participation does not breach any law applicable to you. You will tell us promptly if any of these representations ceases to be true, and you give them again each time you submit an access request or a registration, each time you request or receive access to full terms or documents, and each time you deposit into a program in reliance on a registration.

A registration is a request to have a wallet address designated for a program. It is not a commitment by you to deposit, and it is not a commitment by Yield Network or by the issuer to accept your participation, to set aside any amount, to designate your wallet, to grant any terms or to proceed at all. Registration does not confirm your eligibility for a program. Yield Network may decline, defer, suspend or withdraw any access request or registration at any time, at its discretion and without giving reasons, including where we consider that an issuer's eligibility condition may not be met or that a result we have received requires it.

Access to full terms and documents is granted for your own assessment of the program. You may not publish, distribute or share them, in whole or in part, with any person other than your professional advisers and those of your personnel who need them for that purpose, and you must keep them confidential. Before you share them with a professional adviser, you must ensure that the adviser agrees to keep them confidential on the same terms and acknowledges that we owe the adviser no duty in respect of them. This paragraph does not prevent a disclosure required by law, by a court or by a regulator, or a disclosure made in proceedings between you and us. We may ask you to confirm this undertaking again when documents are released to you.

Once a wallet address is designated for a program, whatever terms the issuer applies to it are a matter between you and the issuer. Questions about a deposit, a withdrawal, a yield or a fee are for the issuer, and Yield Network has no responsibility for them. Leaving a program is done through the issuer's own arrangements and on whatever terms the issuer and its infrastructure allow, which may include a lock-up, a notice period, a queue or a delay. We do not withdraw for you and we are not obliged to seek any change to those arrangements on your behalf.

6. Verification, screening and information

Where we consider it appropriate, or where any law applicable to us or to a program requires it, we may ask you for information and documents about you, about the entity you act for and about its ownership and control, and we may verify them. We may screen you, that entity, the persons who own or control it and any wallet address you register against sanctions lists, politically exposed person lists, adverse media and blockchain analytics sources, and we may use third parties to do so. We may repeat any of this at any time.

You will provide what we ask for promptly and keep it accurate and current.

We may decline, defer, suspend or withdraw an access request, a registration or access to the Sites, and may decline to make a registration available to an issuer, where information is not provided, where a verification or screening result requires it, or where we consider it necessary to comply with a law applicable to us. We may do so without giving reasons and without liability. Where a law applicable to us requires a report to be made to an authority, we may make it, and we are not obliged to tell you that we have done so where the law prevents us from doing so or where telling you would prejudice the purpose of the report.

Whether we carry out any verification or screening, and whether we operate any eligibility, geographic or access control, is for us to decide, and nothing in these terms obliges us to do any of those things or is a representation that we do them, that any control exists or is effective, or that any person, wallet or program has been verified, screened or checked. Nothing we may do under this section is a substitute for any procedure an issuer may apply to its own program, and we do not undertake that any such procedure exists or is applied.

7. Your responsibilities

You are responsible for the security of your wallets, devices, credentials and private keys, for verifying every address before you transact, for all gas, network and protocol fees, for your own tax position, and for your own compliance with the law that applies to you.

We do not provide deposit addresses or settlement details for a program, and we do not check or confirm any deposit address or settlement detail before you use it. We do not ask for private keys or seed phrases. If you receive a request for a key or a seed phrase, or a payment or deposit instruction, presented as coming from us, do not act on it, and you may tell us at legal@yieldnetwork.io so that we may look into it.

A transaction on a public blockchain is generally final once it is confirmed, and we cannot reverse one. If you send assets to the wrong address, approve the wrong contract or get a parameter wrong, we cannot undo it, recover the assets or restore access to a wallet. Whether anyone else can do so is a matter for the network, the protocol and your own wallet arrangements. Network, validator and protocol fees are not set or taken by us, and we do not refund them.

8. Acceptable use

You may not use the Sites to give false, misleading or incomplete information, to impersonate any person or entity or misstate your affiliation, to obtain access to a program for which you or the person you act for is not eligible, to circumvent any control we may operate, to scrape, harvest, mirror or copy the Sites or their content beyond ordinary individual use, to reverse engineer or interfere with the Sites or their security, to introduce malicious code, to impose an unreasonable load on the Sites, or for any unlawful purpose.

You may not use the Sites or their content to build, train, fine-tune or evaluate any model, dataset or competing service, and you may not use automated means to extract them for any of those purposes.

We may monitor and record use of the Sites, and we may handle personal data, as described in our Privacy Notice. We may suspend or terminate your access at any time, without notice and without liability, if we believe these terms have been broken or that suspension is necessary to protect the Sites, an issuer, another user or us.

9. Content, intellectual property and links

The Sites and their content are owned by Yield Network or its licensors and are protected by intellectual property law. You may view the Sites and print or save individual pages for your own internal reference. That permission lasts only while you are permitted to use the Sites and ends when your access ends. Any other use, including reproduction, distribution, publication or the creation of derivative works, requires our prior written permission.

Issuer names, logos, product names and marks belong to their owners. Their appearance on the Sites is not an endorsement of Yield Network by them, or of them by Yield Network, and does not imply any partnership or agency between us.

The Sites may link to issuers' sites, vault interfaces, block explorers and other third-party resources. We do not control them, we do not endorse them, and we are not responsible for their content, their availability, their security or their terms. Follow those links at your own risk and read the terms that apply to them.

If you send us feedback, suggestions or ideas about the Sites, we may use them without restriction and without owing you anything for them.

10. Availability of the Sites

We may change, suspend, restrict or discontinue the Sites or any part of them, including the listing of any program shown on them, at any time and without notice. We do not undertake that the Sites will be available without interruption or error, that any program will remain shown on them, or that any program will open, proceed or complete.

The Sites are where a program is described. We do not operate any program, and changing, suspending or discontinuing the Sites does not of itself change any terms an issuer applies or your position with the issuer, which remains a matter between you and the issuer.

11. Events beyond our control

Neither Yield Network nor any of its affiliates, directors, officers, employees, contractors, agents, advisers or service providers (each a "Related Person") is in breach of these terms, and none of them is liable, whether in contract, in tort (including negligence), for breach of statutory duty or otherwise, where an event beyond its reasonable control prevents or delays it in making the Sites available or in doing anything else under these terms. That may include natural disaster, epidemic, war, civil unrest, act of terrorism, strike, failure or interruption of electricity, telecommunications or internet services, failure or unavailability of a hosting, email or other service provider, failure, congestion, fork, reorganisation, halt or exploit of a blockchain network, smart contract, bridge or oracle, and any act, order or requirement of a government, regulator or court. This section applies to Yield Network and to each Related Person, and each Related Person may rely on it.

12. No warranty

The Sites and their content are provided as they are and as available. To the fullest extent permitted by law, Yield Network gives no representation, warranty, condition or undertaking of any kind, no Related Person gives any, and each of them excludes all representations, warranties, conditions and undertakings of any kind, whether express or implied and whether arising by statute, at common law, in equity or otherwise, including as to availability, accuracy, completeness, timeliness, fitness for a particular purpose, satisfactory quality, title and non-infringement, and including in respect of any figure, description or document supplied by an issuer or any other third party.

To the fullest extent permitted by law, neither Yield Network nor any Related Person is liable, whether in contract, in tort (including negligence), for breach of statutory duty, for misrepresentation other than fraudulent misrepresentation, in restitution or otherwise, in respect of any statement, figure, description or document on the Sites or supplied by an issuer or any other third party.

13. Limitation of liability

Nothing in these terms limits or excludes liability for fraud or fraudulent misrepresentation, or any other liability to the extent that it cannot lawfully be limited or excluded, including, to that extent only, liability for death or personal injury.

Subject to the paragraph above, and to the fullest extent permitted by law:

(a) neither Yield Network nor any Related Person is liable for any indirect, incidental, consequential, special, exemplary or punitive loss, or for any loss of profit, revenue, yield, business, opportunity, goodwill, data or anticipated saving, however caused, whether in contract, in tort (including negligence), for breach of statutory duty, for misrepresentation other than fraudulent misrepresentation, in restitution or otherwise, and whether or not foreseeable;

(b) neither Yield Network nor any Related Person is liable, whether in contract, in tort (including negligence), for breach of statutory duty, for misrepresentation other than fraudulent misrepresentation, in restitution or otherwise, for any loss arising from your participation in a program, from any act or omission of an issuer or any other third party, from any smart contract, protocol, bridge, oracle, chain reorganisation, exploit, depeg or network failure, from any figure or document supplied by an issuer, or from any unavailability of the Sites; and

(c) the total aggregate liability of Yield Network and all Related Persons to you for all claims connected with these terms, with the Sites, with any program that has been described on the Sites, that we have told you may be described on them, or about which we have given you any information, with any access request or registration, or with any communication, confirmation, meeting or dealing between you and Yield Network or between you and any Related Person relating to any of them, whether in contract, in tort (including negligence), for breach of statutory duty, for misrepresentation other than fraudulent misrepresentation, in restitution or otherwise, and including interest, is limited to one thousand United States dollars (USD 1,000) in aggregate for all claims, however many there are and whenever they arise. Paragraph (c) does not limit any amount awarded to you in respect of your reasonable costs of a proceeding under section 16, and any such award is payable in addition to the amount in paragraph (c).

Paragraph (c) applies except where, and to the extent that, the law does not allow it. Where the law does not allow the limit in paragraph (c), the total aggregate liability of Yield Network and all Related Persons to you is instead limited to the greatest extent the law does allow.

14. Indemnity

To the fullest extent permitted by law, you will indemnify and hold harmless Yield Network and each Related Person against all claims, demands, proceedings, losses, damages, liabilities, costs and expenses, including reasonable legal fees, arising out of or in connection with your breach of these terms, any information or confirmation you gave that was inaccurate, incomplete or untrue when given, your participation in any program, your access request or registration, or your breach of any law applicable to you, and this indemnity applies whether or not the claim, loss or liability was caused or contributed to by the negligence or breach of duty of Yield Network or of any Related Person.

We may take over the conduct and the settlement of any claim covered by this indemnity, and you will give us the assistance we reasonably ask for. You may not settle or admit any such claim without our written agreement.

This indemnity does not apply to the extent that the claim or loss was caused by the fraud or wilful misconduct of Yield Network or of the Related Person claiming under it. It does not apply to any claim you bring against Yield Network or any Related Person, and we do not rely on it in respect of our costs of defending such a claim.

15. Changes to these terms

We may change these terms where there is a reason to do so, including a change to the Sites, to the programs listed on them or to the way we provide them, a change in law or regulation, a requirement of a regulator or a court, a change of service provider or infrastructure, a security or fraud-prevention need, or the correction of an error or an ambiguity.

A change to these terms does not vary any separate written agreement between you and us. The current version is the version published on the Sites, and it takes effect when published, with the date at the top updated. Where a change materially affects your rights we may bring it to your attention by a notice on the Sites or a message to a contact address you have given us. Your use of the Sites after a change takes effect means you accept the change. If you do not accept it, stop using the Sites.

16. Governing law and disputes

Except as provided in the next paragraph in respect of the agreement to arbitrate, these terms, and any dispute or claim arising out of or in connection with them, their subject matter or their formation, whether contractual or non-contractual, are governed by the laws of the Cayman Islands.

Any dispute or controversy arising out of or in connection with these terms, the Sites, any program that has been described on the Sites, that we have told you may be described on them, or about which we have given you any information, any access request or registration, or any communication, confirmation, meeting or dealing between you and Yield Network or between you and any Related Person relating to any of them, whether contractual or non-contractual, including any question about their existence, validity, nullity, interpretation, application, performance or termination, shall be finally resolved by arbitration administered by the Singapore International Arbitration Centre ("SIAC"), in accordance with the Arbitration Rules of the Singapore International Arbitration Centre in force at the date of commencement of the arbitration (the "applicable Rules"), which rules are taken to be incorporated by reference into this section except to the extent that this section excludes or modifies them. The tribunal shall consist of one arbitrator. The seat of the arbitration shall be Singapore. The language of the arbitration shall be English. The tribunal shall decide the dispute in accordance with the law and shall not decide ex aequo et bono or as amiable compositeur. The award is final and binding on the parties from the date it is made, the parties shall carry it out without delay, and the parties waive any right of appeal or recourse to any court on the merits so far as such waiver may validly be made. The arbitration, everything filed or given in evidence in it, the hearings and the award are confidential between the parties, except so far as disclosure is required by law or by a regulator, is made to a regulator or supervisory authority that has requested it or to which a party is required or entitled by law to report, is needed to enforce or challenge the award, or is made in confidence to a party's professional advisers, auditors or insurers. The agreement to arbitrate in this section is separate from the rest of these terms, and it, together with any question about its existence, validity, nullity, scope, effect, breach or termination, is governed by the laws of Singapore whatever law governs the rest of these terms.

Claims may be brought only in an individual capacity. A claim may not be brought, heard or arbitrated as a class, collective, consolidated, coordinated or representative proceeding, and the tribunal may not preside over any form of class, collective or representative proceeding. The provisions of the applicable Rules dealing with multiple contracts, with consolidation, with coordinated proceedings and with joinder, and any provision replacing or corresponding to any of them, do not apply to any arbitration under this section and are excluded from the incorporation of the applicable Rules made by this section, except as this paragraph provides in respect of a Related Person. The parties do not consent, and are taken never to have consented, to consolidation, coordination or joinder, whether under the applicable Rules or otherwise, and neither SIAC nor any organ or officer of SIAC nor the tribunal may order any of them, except as this paragraph provides in respect of a Related Person. Nothing in this paragraph prevents a Related Person from commencing an arbitration under this section against you, or from defending one you commence against it, and no agreement of Yield Network is needed for that. Where the Related Person concerned agrees in writing, and either you and Yield Network agree in writing or the tribunal so directs on the application of either of you, that Related Person may also be joined to an arbitration under this section, and for that purpose only the provisions of the applicable Rules dealing with joinder continue to apply and SIAC and the tribunal may give effect to the joinder agreed or directed, and not so as to permit any further joinder, consolidation or coordination; you consent now to any such joinder and to that Related Person being treated as a party to the agreement to arbitrate for the purposes of that arbitration. In any other respect this paragraph may be relaxed only by the written agreement of you and Yield Network.

If either of the first two sentences of the preceding paragraph is held to be invalid or unenforceable in relation to a claim, and only in that event, the agreement to arbitrate in this section does not apply to that claim, and that claim shall instead be brought exclusively before the courts of the Cayman Islands, to whose exclusive jurisdiction you and Yield Network submit for that purpose. You and Yield Network agree that in those proceedings neither of you will bring, join, fund or participate in a claim on a class, collective, consolidated, coordinated or representative basis, and neither will seek or support any order to that effect; if that agreement is held to be invalid or unenforceable, it alone is severed and the rest of this paragraph continues in full force, so that the claim remains one that must be brought exclusively before the courts of the Cayman Islands. This paragraph applies to a claim against a Related Person as it applies to a claim against Yield Network, you submit to the exclusive jurisdiction of the courts of the Cayman Islands in respect of any such claim, and each Related Person may rely on and enforce this paragraph. If any other part of the preceding paragraph is held to be invalid or unenforceable, that part alone is severed and the rest of the preceding paragraph and the agreement to arbitrate in this section continue in full force, and the claim remains subject to arbitration under this section. The severance provision in section 17 applies to the preceding paragraph only as this paragraph provides. In no circumstances may any proceeding to which this section applies, whether an arbitration or an action in any court, proceed on a class, collective, consolidated, coordinated or representative basis.

It is a condition precedent to bringing any claim against Yield Network or any Related Person that you give Yield Network written notice of it, with reasonable particulars, within twelve months after the date on which the cause of action accrued. To the fullest extent permitted by law, a claim of which notice is not so given is barred and is waived, and may not be brought or pursued. To the fullest extent permitted by law, any arbitration in respect of a claim against Yield Network or any Related Person must be commenced, as commencement is determined under the applicable Rules, within twenty-four months after the date on which the cause of action accrued, and a claim in respect of which an arbitration is not so commenced is barred and is waived, and may not be brought or pursued. Neither period may be extended except by the written agreement of Yield Network.

Nothing in this section prevents either party from applying to a court at the seat of the arbitration, or to a court in a place where enforcement of an award may be sought, for interim, provisional or conservatory relief in support of the arbitration, whether or not the arbitration has been commenced. Nothing in this section prevents either party, or any Related Person, from applying to any court of competent jurisdiction for an injunction or other relief to restrain a breach or threatened breach of section 5, section 8 or section 9. Such an application is not incompatible with, and is not a waiver of, the agreement to arbitrate in this section. Either party may also apply for the appointment of an emergency arbitrator under the applicable Rules. Except where the fourth paragraph of this section applies, and except so far as a mandatory law requires otherwise, neither party may ask any court to determine the merits of a dispute to which the agreement to arbitrate in this section applies.

Nothing in this section limits a right you have under a data protection law that applies to you and that cannot be taken away by agreement, prevents you from making a request or a complaint to us about your personal data, prevents you from complaining to a supervisory authority competent in your case, or shortens any period that such a law allows you for exercising a right or making a complaint. Where a data protection law gives you a judicial remedy and does not allow that remedy to be taken away by agreement, this section does not prevent you from exercising it in a court that law allows you to bring it in, but only in respect of loss caused by the processing of your personal data and not in respect of any loss connected with a program, with an access request or registration, or with any figure, statement or document. Except to that extent, this section applies to every claim connected with your personal data, including any claim for compensation, and the choice of law in this section, the agreement in it to arbitrate, the restriction in it on class, collective, consolidated, coordinated and representative proceedings, and the time limits in it, apply to such a claim to the fullest extent the law allows.

17. General

These terms are the entire agreement between you and Yield Network about the Sites, about any program that has been described on them, that we have told you may be described on them, or about which we have given you any information, and about any access request, registration, confirmation, communication, meeting or dealing connected with any of them, and they replace anything said or written about those subjects before. Our Privacy Notice describes how we may handle personal data and is not part of this agreement. The last paragraph of section 16 applies to any claim or complaint about our handling of personal data, and section 16 applies to such a claim or complaint as that paragraph provides. Section 13 applies to any such claim to the fullest extent the law allows. Every other claim connected with any of the matters described in the second paragraph of section 16 is subject to sections 13 and 16 to the fullest extent the law allows. We may enter into a separate written agreement with you. These terms do not affect, and are not affected by, any separate written agreement between you and Yield Network, or between you and an issuer, which continues to govern its own subject matter. Where a separate written agreement signed by both you and Yield Network conflicts with these terms, that agreement prevails to the extent of the conflict, except that sections 11, 12, 13, 14 and 16, and the non-reliance paragraph of this section 17, continue to apply unless that agreement says expressly, by reference to the provision concerned, that they do not. No agreement between you and an issuer, and no agreement not signed by Yield Network, varies these terms or affects any right of Yield Network or of any Related Person under them. That does not apply to a separate written agreement between you and a Related Person that is signed by that Related Person; where such an agreement conflicts with these terms in respect of a matter between you and that Related Person, that agreement prevails to the extent of the conflict as between you and that Related Person, and these terms continue to apply to everything else. Our contractual obligations to you under these terms are only those written in them. That does not affect any obligation the law imposes on us. Nothing stated in our Privacy Notice is a contractual term, is incorporated into these terms, or gives rise to any contractual obligation. We take on no obligation, and give no undertaking, arising out of the operation of a program, a vault, a smart contract, a blockchain network or any other third party system.

You acknowledge that in accepting these terms you do not rely, and have not relied, on any statement, representation, assurance, warranty, undertaking or understanding, whether written or oral, whether made before or after acceptance and whether made on the Sites, by email, by messaging or otherwise, other than the express terms set out in these terms, that no such other statement forms part of these terms or gives rise to any liability on the part of Yield Network or any Related Person, and that your only remedies in respect of any statement set out in these terms are for breach of these terms. Nothing in this paragraph limits liability for fraud or fraudulent misrepresentation.

Third party rights. Each Related Person is expressly identified in these terms as a member of a class, being the affiliates, directors, officers, employees, contractors, agents, advisers and service providers of Yield Network, and these terms expressly provide that each Related Person may in its own right enforce, and avail itself of, sections 2, 3, 9, 10, 11 and 12, the limitations and exclusions of liability in section 13, the indemnity in section 14, the agreement to arbitrate in section 16, the jurisdiction agreement in the fourth paragraph of section 16, the restrictions in section 16 on class, collective, consolidated, coordinated, representative and joined proceedings and the time limits in it, and the non-reliance provision in this section 17, in each case as set out in these terms. A Related Person need not exist when you accept these terms. Any claim you bring against a Related Person in connection with any of the matters described in section 16 is subject to section 16, and you consent now, as a matter of contract and independently of any statute, to a Related Person bringing or defending a claim in an arbitration under section 16, and, where the Related Person concerned agrees in writing and either you and Yield Network agree in writing or the tribunal so directs, to that Related Person being joined to any such arbitration, and in each case to that Related Person being treated as a party to the agreement to arbitrate for the purposes of that arbitration. If a claim you bring against a Related Person cannot be heard in an arbitration under section 16, the agreement to arbitrate in section 16 does not apply to that claim and it shall instead be brought exclusively before the courts of the Cayman Islands, to whose exclusive jurisdiction you submit for that purpose, and the fourth paragraph of section 16 applies to it. Notwithstanding any provision about variation or rescission in the Contracts (Rights of Third Parties) Act, 2014 (As Revised) of the Cayman Islands, you and Yield Network may at any time vary or rescind these terms, in whole or in part, and may extinguish or alter any right of any Related Person, without the consent of any Related Person, and no Related Person's consent is required to any change made under section 15. Except as set out in this paragraph, a person who is not a party to these terms has no right, under that Act or otherwise, to enforce any of them.

Electronic communications. Communications, notices and declarations made by electronic means, including email, messages made available through the Sites and your acceptance of these terms on the Sites, may be relied on by Yield Network and each Related Person, and as between you and Yield Network satisfy any requirement of written form or of signature that applies to them, provided that the information they contain remains accessible so as to be useable for subsequent reference, and each party agrees not to dispute their validity, enforceability or admissibility on the ground that they are in electronic form or are not signed. This paragraph is an agreement for the purposes of the electronic transactions legislation of the Cayman Islands, being at the date of these terms the Electronic Transactions Act (As Revised), to the extent that legislation permits the parties to agree these matters. For the purposes of the law of Singapore governing the form of an arbitration agreement, including section 2A of the International Arbitration Act 1994 of Singapore, the parties record that the agreement to arbitrate in section 16 is an arbitration agreement in writing, its content being recorded in a form and in an electronic communication the information in which is accessible so as to be useable for subsequent reference, and neither party may contend otherwise. We may give notices to you at the email address or messaging handle you have given us, and you may give notices to us at legal@yieldnetwork.io.

No partnership or agency. Nothing in these terms or in your use of the Sites creates a partnership, joint venture, agency, employment or fiduciary relationship between you and Yield Network, and neither party may hold itself out as having authority to bind the other. We may publish information about the same programs for other allocators.

If any provision of these terms is held to be invalid or unenforceable, it is severed, and the rest of these terms continue in force. This paragraph applies to the third paragraph of section 16 only as the fourth paragraph of that section provides.

A failure or delay by us in exercising a right is not a waiver of it, and a single or partial exercise does not prevent any further exercise.

We may assign, transfer or subcontract our rights and obligations under these terms, including to a successor to our business. You may not assign or transfer yours without our prior written consent.

We may record and retain communications, submissions and access records, and may rely on them as evidence of what was said, submitted and confirmed, with the weight the law gives them.

Sections 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 16, 17, 18 and 19 survive the end of your use of the Sites and any termination or expiry of these terms, however arising.

Language. These terms are drawn up in English. The English version is the authentic text and prevails over any translation, which is provided for convenience only.

18. Where the law gives you more

This section applies only if and to the extent that, despite section 4, you are an individual acting wholly or mainly outside your trade, business, craft or profession and the law of the country in which you live gives you rights or protections that cannot be taken away by agreement and that apply to these terms despite the choice of the laws of the Cayman Islands in section 16. It confers no right on any other person, its presence is not an acknowledgment that any person who is not an eligible allocator uses the Sites, and nothing in it permits any person excluded by section 4 to use the Sites.

Where it applies, nothing in these terms affects those rights or protections, and any provision of these terms that conflicts with one of them does not apply to you to the extent of the conflict.

19. Contact

YieldNet Labs Inc., trading as Yield Network. Email: legal@yieldnetwork.io.